Theresa Bassett and Carol Kennedy of Ann Arbor have been in a committed relationship for 25 years and have six kids ranging in age from six to 20 years old. Theresa has worked for the Ann Arbor Public Schools for 28 years and currently teaches 6th grade and 8th grade math. Theresa’s employer extends health insurance coverage to Carol who is self-employed as a daycare provider. Because of Carol’s family history of breast cancer, individual comprehensive insurance coverage will be extremely expensive. In fact, Carol estimates that purchasing comprehensive coverage on her own will cost the family an additional $800 a month, putting considerable pressure on their finances, which are already strained by a mortgage and the cost of sending two children to college.